Home Buying Process

|

Financing

|

Traditional Mortgages

|

Consumer Issues

|

Education

|

About

|

Home

Can I be a homeowner? Finding a home Making an offer on a home Applying for a loan Inspections The closing process Real Estate loan glossary Important Resources

Understanding Traditional Mortgages FHA Loans VA Loans Understanding Home Equity Borrowing Against Your Equity Helpful Steps to Take Before Buying Predatory Lending Additional Resources

Your credit Predatory lending Finding a healthy home

Traditional Mortgages

Additional Resources

The Center for Responsible Lending
For information about predatory mortgage lending practices, including "The Seven Signs of Predatory Lending," go to www.ResponsibleLending.org.

Fannie Mae
Look for the sections "Home Buyers" and "Homeowners" at www.FannieMae.com

Freddie Mac
Look for the section "Is Homeownership Right for You" at www.FreddieMac.com

Ginnie Mae
See the information under the heading "Homeownership."

HUD Housing Counselors
For a list of counseling agencies, by state, approved by the Department of Housing and Urban Development (HUD), go to www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm

National Credit-Reporting Agencies
Equifax 800.685.1111 www.equifax.com
Experian 888.397.3742 www.experian.com
TransUnion 800.916.8800 www.transunion.com
AnnualCreditReport.com www.annualcreditreport.com to ask for a free copy of your credit report, once a year, or call 877.322.8228.