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The Closing Process

Setting a closing date

An estimated closing date is usually specified in your sales contract, and a final date will be chosen after your mortgage loan application is approved by the lender.

Typically, your real estate sales professional, lender, and closing agent coordinate the setting of this date. Make sure the closing occurs before the mortgage commitment letter expires and while your interest rate lock-in remains valid (if applicable).

Ask your closing agent for a statement that lists the date, place, and time of the closing meeting and the items you will need to bring.